The state of the economy demands that profit can most effectively be boosted by examining expenditure, not a generating more income. Performance appraisal software, despite frequently being neglected, provides a significant asset for businesses wanting to do this.

Business optimization needs an understanding of the specialties and weak areas of its staff; where is their best work done? How can your system adjust to use their strengths and cover their weaknesses? There can be no more important question. While this data is highly useful, it isn’t painless to get your hands on it. Defining and keeping track of development through employee performance management alone can be a huge amount of work. You first put employee performance appraisal systems in place so that you can appraise all work carried out by each worker. The assessment of all of this data is next. After all, before it’s ready to use setting goals and checking further progress it’s crucial to know what the pure data translates to. When using performance management software you can be confident that this analysis is taken care of and you only need to examine the different metrics to find what the right set of goals for this employee would be. It also makes keeping track of the employee’s progress much easier. In this way you remove a major demand on your time while probably obtaining more useful information. There is the option to also study the raw data yourself and use the process simply to collate and track everything. Needless to say, it isn’t only the performance of employees that you can improve by use of performance management software. It can also be valuable to study clients and suppliers to be better able to pace your ordering and conserve money. For example, when looking at suppliers you can demonstrate the weaknesses such as slow delivery times, bad loss records, etc. When it comes to your retailers performance management software can still provide a more detailed picture there showing you exactly who your best seller is, any loss percentage and similar troubles, and providing a reminder of any payment issues. Then, you can adapt your ordering and move products around to boost your profits while minimizing outgoing money. As well as this, a greater awareness of your target demographics will make for more efficient advertising. Analyzing both suppliers and market is effortless with performance management software. Synched with a program of employee reviews such tool will help enhance employee performance management. It seems the sky honestly is the limit with performance management software backing you up.

As well as by increasing income, profits can also be made by cutting costs and encouraging better use of assets. Employee performance appraisal software, despite frequently being omitted, is a great benefit to firms who wish to do this. It’s common knowledge that getting the most out of your company requires knowing where your staff perform most strongly, and knowing how to customize your routines to match. While this information is highly useful, it isn’t exactly effortless to get your hands on it.

Simply tracking employee performance and identifying progress in that performance rapidly becomes a significant task. You first put employee appraisal systems in place so that you can assess work carried out by each worker. If you are employing conventional methods, the next step will be the manual analysis of all the raw data you will have obtained simply to be able to track further development and define objectives.

Using performance appraisal software, all you need to do is study the different analyses to identify the ideal goals and subsequently follow the member of staff’s progress. In this way you eliminate a significant time commitment while probably obtaining more precise information as an added bonus. Should you want to you can instead carry out your own assessment, simply using the software to generate and update a record to use as a basis. Not only that, but helping make your employees more efficient is simply one improvement that can be achieved using performance management software. Both suppliers and clients can be analyzed using such programs, providing you with still more performance management tools. It’s easy to check who provides products with the best quality, at the lowest prices as well as distinguish those with high rates of loss or slow delivery times. Turning our attention to affiliates, clients, and retailers, it’s possible to demonstrate who who is your best seller of any given product or service if there are payment issues, which client has the highest loss percentage, and the answers to other questions. This information is useful in minimizing expenses and boosting profits. Who couldn’t benefit from that? With this data you can determine your best target audience. With this in mind advertising is free to become more effective and simpler to plan. Keeping an eye on both market and sources is effortless with performance management software. In addition it streamlines the employee evaluation and assists you in setting definitive targets for your staff. With all that taken into account, it’s clear that the real benefits of this system are endless and will depend entirely on your own ability to use what you learn.

It’s opinion in more than a few businesses that, by offering each staff member some training in safety in the working environment, they now have all the skills required to cope with a disaster. In reality however, employees require more than just basic training in safety regulations and risk assessment. Equipping your employees, choosing an enthusiastic supervisior and facillitating frequent practise are all key factors.

All teams need an efficient supervisor to oversee the work area, but this person also needs to perform a greater role in the business. The supervisor you pick out must be enthusiastic and also see health and safety education as essential. In addition to enforcing all of the rules and regulations, a supervisory role also includes checking up on staff efficiency. Naturally it isn’t easy to do all this at once. The supervisor is advised to have comprehensive knowledge of both the business and the product not to mention an extensive experience with the safety regulations, risk assessment, and first aid.

Offering basic training in health and safety really isn’t sufficient for your employees. Your employees must practise risk assessment and the identification of hazards. Staff have to understand the best method of dealing with hazards not to mention how to act when the worst happens. Staff are only properly prepared when everything they have been taught has become automatic.

Training is in reality not enough without safety gear. When they are missing apparatus that is necessary, or discover that they’re broken only after something has happened, all the education available will not help them. Frequent maintanence of your equipment is invaluable. If you have a fault with your safety gear, have it mended or call out a service professional as quickly as possible.

The right health and safety instruction is essential to the well-being of your employees, but they require quality equipment, the opportunity to practise, and a knowledgeable supervisor who gets employees excited about working safely. If you take this advice you will find that the safety regulations soon become part of the workforce’s working habits not something everyone has to make an effort to remember.

We strongly recommend you go to our brilliant authoritative source for health and act guidelines…

You may believe that you don’t have to do anything after you consultant interview is over…

You’ve experienced the job interview and you can now emit a sigh of relief!

Loosen up! Get a bit of exercise!

whether this is your calling or not!

Think Back - it doesn’t matter how it went; there are no failures only consequences.

You must strive to learn from each interview - you will get better if you reflect and refine your performances.

Resolve the following problems:

1. What went well from the job interview?

• Was your body language acceptable?
• Did you present yourself clearly.
• How did the first 15 seconds go?
• Did your answers have structure and were they presented well?

2. What would I do differently if I could do it again?

• Do you think you concluded your answers properly?
• Could you have smiled more?
• Did you reveal your passion for the post?

3. Did I do enough preparation?

• Did you know the answers for the questions?
• Did you have enough background knowledge about the post?
• Should you have practiced more?
• Might you have gone on a course?

4. What questions did I struggle on?

• Which ones made you struggle?

5. What questions did I answer well?

• Which were the gems for you and why?

6. Did I sell my benefits?

• Did you sell yourself at all?

Think about these issues and learn from them so that you will be better prepared the next time

Oil costs are rising and this is making company cash holdings are pressed to the limit harder than ever before. As the nations economic output grinds and credit continues to be scarce, intelligent directories know additional costs have to be reduced. Business people everywhere must make a few important priority judgments to lower expenses. One of the easier way to slash department costs is to hack away at unnecessary travel expenses, and the solution is Internet conferencing calls.

Online conferencing calls grant business people to communicate with coworkers virtually in a meeting in another city, on a distant coast or especially in a distant shore. Your every day online conferencing utilize new web video technology. Since that they done through standard high-speed Internet connections, they just better utilize existing organizational overhead. By going to the Internet, can anyone conduct a distant meeting from almost any office offering Internet access. Not only is it easy as a computer and an Internet connection, it has huge potential to reduce big travel thousands.

Break throughs in digital technology make Internet conference calls possible for executives to exchange presentations and information seamlessly. Web conference attendees can see and hear as though they were really there, even if they are halfway around the world. The accuracy of the presentations audio and video is impeccable given the highest standards in digital encoding.

Clearly just about any business can reduce expenses by switching to web conferencing rather than blowing thousands sending an employee on a long-distance trip. A business doesnt have to spend on meals, hotels and even transportation costs. Big savings that can amount to thousands. Any trip not taken is increased productivity for a company. Most everyone knows that some organizations are choosing web conference calling to reduce overhead on needless sales journeys.

What gives rise to your goals? What determines whether you even set goals at all?

I believe the answer is your context. Your context is your collection of beliefs about reality. It’s the soil in which your thoughts grow.

For example, if you have very materialistic goals and have become skilled at achieving them, then you probably have a very materialistic context. Your beliefs about reality are rooted in materialism.

This is just common sense, right? You will tend to take actions that seem reasonable to you. And the question of reasonableness is answered by your context. What is reasonable to you depends on how you happen to view reality.

You don’t actually make any decisions based on reality itself, do you? You make decisions based on your interpretation of reality. Your sensory input, your memories, and your thoughts and beliefs comprise your map of reality. You ultimately base your decisions on this map.

So where does context come from?

For the most part, we inherit it. We learn our contexts by absorbing the contexts of other people. We’re conditioned by our upbringing, education, family, community, government, media, the Internet, etc. The people we meet, the books we read, the things we see on TV these all contribute to our context. They help us determine how to interpret reality. Even this web site is making a small contribution towards shaping your context.

For example, what is marriage? Is it a legal arrangement? A religious sacrament? A connection between soulmates? Dependent on the couple? How you answer this question will depend on your context. Ask different people and you’ll get different answers.

After reaching adulthood most people don’t change their context much. It’s possible that you may set and achieve many goals but barely question your context at all. It’s like being a farmer who grows crops year after year in essentially the same soil, the same plot of land. It seems very natural and normal to do this. It’s simply a matter of doing what you’ve always been doing.

You can achieve some interesting results in life just by living within your current context. But if you learn how to manipulate your context as well, you can gain access to an even greater field of experiences.

Every context is a lens through which you view reality, and each lens will enhance some parts of your life and weaken others. The problem is that most people have grown so used to their current context that they forget they have one. Thus, they mistake their context for reality itself rather than seeing it for the lens it is. Over the next few weeks, I’m going to help you to better understand your own context and to give you the tools to make changes at that level.

Sometimes external events can jolt you into a new context. After 9/11 many Americans experienced a context shift. Others were largely unaffected. Have you ever intentionally undertaken a context switch, however? Have you ever intentionally changed your interpretation of reality just for the experience? For example, do you ever say to yourself, “I’m going to try a different religion this year?”

Switching contexts in this manner is something I’ve been doing for more than a decade, and later this week I’ll share some things I’ve learned along the way. I think you’ll find it interesting.

Copyright © Steve Pavlina

Steve Pavlina
Personal Development for Smart People
http://www.stevepavlina.com
http://www.stevepavlina.com/blog (blog)
http://www.stevepavlina.com/articles (articles)

Steve is intensely growth-oriented. He trained in martial arts, ran the L.A. Marathon, and graduated from college in three semesters with two degrees. He can juggle, count cards at blackjack, and make damn good guacamole. Steve is also a polyphasic sleeper, sleeping just 2-3 hours per day and only 20 minutes at a time. So chances are good that he’s awake right now.

The new year is almost upon us and just like every year some people are excited about what next year has to offer and many more are not sure what life will throw at them and are just willing to let the chips fall where they may.

There is a better way.

The way I start each year is by looking back, looking at where I am today and finally looking at where I want to be tomorrow and then creating a plan to make a better tomorrow happen.

With goal setting most people just look at what they want and then create a plan to get there. My method of life planning is much better as it does not just look at myself as a superman and allow me to collapse as soon as any problem gets in the way of my goal.

To start you must have a notebook and realize that this notebook will be your companion for the next year. Give yourself an hour to get started and know that you will likely be sitting down a few times over the next few days, if New Years Day comes and goes while you are in the midst of this process do not worry. Even though we always look at new years day as the switch that begins a new year remember that you are creating a map and a route that is much more important and long lasting than the flip of a calendar, the end of a day, or a fuzzy idea in the middle of the night whose idea of importance is reflected only by the thoughts and actions of a very few minutes.

To do this life planning correctly you must begin by looking back at the last year. Sit down and ask yourself the following questions.

What did I plan to do this year? Write this list by writing down one at a time with a couple lines between them. Look back and see all of the things that seemed important for a short or long time and write them down in a big list. Did you include health and exercise, spiritual goals, financial and career goals, holiday plans, leisure plans?

What happened to these ideas and plans? Did you complete one or more of these things on the list? With the one that were completed, great. For the ones that you didn’t complete, great as well. This exercise will allow you to see from a bit of distance what was important and what was not important apparently.

Now for each of the items in the list that you completed look at the obstacles that you had and how you over came them. You will probably find that for your accomplishments you were in one way or another motivated to really complete and not just “wishing” to finish. Also go to the things that did not work out. What was the level of priority and what kind of obstacles stopped you? Are these long term plans that can’t be finished? Were you just hoping to get these to work? Write out some detail on each of these things on the list and reflect on how you felt about the idea of each of these one year ago today.

Remember that every goal should be a S.M.A.R.T. goal. That is that every goal must be Specific, Measurable, Attainable, Realistic and Time Bound.

Now you have a nice basis for building on what you have now and what will be the highest priority plans for next year. You are going to find a few common threads from the last year. Maybe you procrastinate. Perhaps you are unrealistic with your time and resources. Likely you wanted certain things that were not that important to you at this time in your life. For the things that you did accomplish you are going to see that you needed to complete them either for your job, your ego or for people that rely on you. You may know now how I will have you look at the next year.

Create goals for what is really important and do not just put lofty goals that are not critically important to you. The real reason that most people fail with their new years resolutions is that they are not important enough for them and they are really just goals that sound good at the time. You probably see from your accomplishments over the last year that the things that you did right were not planned on new years eve but instead in March or June or even November, so if you want to succeed then you will need to find those things that would make enough of a difference in your life that you will not let any of the obstacles that get in your way to stop you.

Now for planning for next year!

Look at you list of things that you did not accomplish this year. Are any of them really important? Are there any that you can accomplish right now for a quick win to start the year with? More importantly get the ones that you did not complete and are not important enough and just put a line through them in your list. Many of us hold on to goals that we are not going to ever complete as they may be lofty but are never really that important to us and just take some of our waking time. Some scientists say that almost all of our thoughts today are just thoughts recycled from yesterday, if these thoughts are not going to do us any good then dump them so that you can free up some space in your head for more things that are really important instead. After you have gone through your list look at the following list and see if there are anymore things that fall into what should and will be done.

Spiritual Goals

Health and Fitness Goals

Monetary Goals

Career Goals

Family Goals

Entertainment and Leisure Goals

I find that most people that try to make goals or that come up with systems tend to be very narrow focused. What would be wrong with goals to eat the food from 10 different countries? If you need a little help to really see the big picture I have found a site called www.43things.com this site has list of what people would like to do from all walks of life and many of the ideas are sure to surprise you.

Now that you have a list do not worry about how big it is, I have heard people say no more than three goals should ever be on your list and another that says that you should have 101 goals. Your list is yours and you now have to go to your list and figure out the following.

How long will it take to complete this goal/outcome?

How important is this goal to me to complete?

What will happen if I do not achieve this goal?

What are the roadblocks that I can expect to have crop up because of my weaknesses in the past?

What will I get if I complete this, what is the reward?

Are there any goals that I should achieve first to get this one done?

These are big questions and are the questions that never get asked when we just jump at making a new years resolution. Answer these questions for each of your goals and don’t really belabor the questions or you will never get them done.

Let’s say now that you have 10 things that you want to complete by the end of January, 30 things that you want to complete by the end of the year and another 10 for the end of next year. Now you have to have some kind of action plan to get it all completed. Most of getting a goal completed is to get your head aligned with what you want to get, to do this make sure that you have a roadmap to completing each of your items and then your mind can really believe these things possible. After you have done this pull out your daytimer or at least some kind of sheet of paper and list down each goal and when a certain part of it is due so that all of those things in life that get in the way won’t stop you for these.

Celebrate your accomplishments, share your dreams, and always make this day the day that will make tomorrow even better.

Bill Nadraszky is a fitness enthusiast with a number of websites and opinions. You can read his weblog at http://www.nadraszky.com/fitness or read his news site at diet.calputer.com

The amazing thing about the future is that if you wait, it will always come to you. No doubt you sat down and created your share of New Year’s resolutions to conquer this year. The unfortunate truth, however, is that most people’s resolutions fizzle and die before the first quarter is even over. It doesn’t have to be this way - with a few key steps, you can be well on your way to goal-getting instead of just goal-setting and turn your resolutions into real solutions.

Goals aren’t enough - know your reasons

It’s great to have goals, but by itself, a goal is not much. Have you ever shared with someone else that you would “try” to accomplish a goal? Try is a very weak word. When do you think you’ll be ready to commit to actually doing it, instead of just talking about it?

The main reason most goals don’t stick is because there is not a big enough reason to follow through with them. For example, losing weight is a great goal. However, why do you want to lose weight? See, if the goal is just “lose weight” then when that surprise birthday party happens, it’s easy to talk yourself into letting loose and stuffing your face because that goal can be pushed aside, delayed, or even forgotten.

On the other hand, if your reason for losing fat is to avoid health problems or gain confidence, now you have a reason. That reason is your passion, your fire, your spark and your fuel to keep going. When you identify the true reason behind wanting to change, write it down. Keep it with you. Read it when you wake up, and before you go to sleep. Let your mind know what the reward will be, because most people focus on the process when it is the reward that keeps you going.

A real goal is about a vision. You must have a vision bigger than the obstacles you may face. Goals are stepping stones towards turning the vision from a dream into reality. Remember, goals are simply dreams with deadlines. So commit to your goal, know the reason, visualize the change, and it will stick with you despite the challenges you may face.

Hold Yourself Accountable

A goal is not much if you don’t share it with others or create accountability. Without accountability, it’s easy to make the goal simply disappear when things turn sour. Then you are simply a great goal-setter, but have nothing to show for the goal-getting department.

Accountability can take many different forms. If you’re not ready to share it with the world, then simply write it down in a journal. Each day, spend five or ten minutes to reflect upon the steps you took that day that are taking you closer to your goal, and what choices you may have made that have you headed in the wrong direction. This will allow you to decide what changes you must make to keep moving closer to your goal.

For example, if your goal is to run your first triathlon, one of the daily actions you can take towards that goal is to eat healthy. This will fuel your body, improve recovery, and provide the nutrients necessary to have the energy to succeed. If you decided to blow your nutrition program, then this is a habit that is taking you farther from your goal. Identify it and decide what is more important - the short-term satisfaction of eating a treat, or the reward of finishing your first triathlon event. Stay in focus, and you’ll go far.

Join the Right Team

Have you ever heard the phrase that your success is determined by the company you keep? Can you imagine how your life would be different if your circle of influence included those people who have already accomplished many of the goals you are setting for yourself?

Sometimes it can be difficult to lose your friends, but if your friends are not supporting your growth, they are holding you back. Trade them in for someone more positive who will keep you headed in the right direction. Author Napoleon Hill describes a group of like-minded people as a “mastermind group” where a true synergy is created - the results of the mastermind group become greater than the sum of the individual contributions. BeginnerTriathlete.com is a great place to connect with others who have similar goals to your own. Plug into your mastermind group!

Follow the Right Coach

Last but not least, it is important to have a good coach.

Have you ever stopped to really think about successful people? People who are top athletes, or business executives, or great piano players, for example. What most of these people have in common is that they did not learn everything on their own - they had teachers and coaches. In fact, I don’t know any successful business people, athletes, or simply those who are in great shape who don’t have coaches. I have coaches for fitness, coaches for business, and coaches for my personal life (”life coaches”).

A good coach will empower you to achieve your goals. They do this by helping you avoid the mistakes they’ve already made, or already witnessed their other clients make. You also benefit from their knowledge and experience without having to go through the entire process yourself. A quality coach will have a background in the area you are trying to improve, solid references, and will offer time to connect with you before you make a coaching commitment. This will allow you to decide if there is a fit to move forward and conquer your dreams together in the coming year.

Conclusion

It’s great to make New Year’s resolutions, but do yourself a favor. Self-esteem is related to self-promises. When you break a promise to yourself, you lose a bit of your confidence and self-esteem. When you keep a promise, you gain confidence. Don’t commit to a resolution you are not ready to achieve. Don’t let your goals simply remain words on paper. Create a plan for success, tackle the areas we discussed and your New Year’s resolutions will truly stick in the coming year.

Jeremy Likness is an International Health Coach and motivational speaker. After losing 65 pounds of fat, he discovered his true vision to coach thousands around the world to better health. A Certified Fitness Trainer and Specialist in Performance Nutrition, Jeremy is the author of the internationally-selling e-Book, Lose Fat, Not Faith and the companion 5-CD set. Jeremy has been published in major online publications including Tom Venuto’s Fitness Renaissance and Bodybuilding.com. Jeremy’s approach is unique because he focuses on fitness from the inside out. Visit Jeremy online at Natural Physiques.

The Fundamentals of Strategic Marketing,
Some Key Traits for Greater Effectiveness

Probably, the greatest challenge to marketing management in the next five Years will be to change quick and fast enough, in order to keep pace with new technologies, new markets and new corporate values
According to the definition of the AMA, “Marketing is an organizational function and a set of processes for creating, communicating and delivering value to customers and for managing customer relationships in ways that benefit the organization and its stakeholders. “

Customer focus has nowadays become a cliché among marketers keen to win competitive advantage. But this issue deserves to be taken very seriously, as it disguises a shift from brand recognition to customer recognition. . Every business competing for a leadership role in the market they are operating is customer driven, customer focused, customer related, so what is new?

A new form of interacting with our customers, what I call an, “Intelligent Communication “, should be the strategy to follow;
It helps if a marketer has a sales background paired with good oral and written communication skills, but a dialogue consists in a interaction between 2 persons, in a typical business scenario between buyer and seller, and to have a dialogue one should also develop the ability to proper listen to people.

This ability, is, in my opinion, the key skill for success.
We marketers generally like to hear ourselves, but how can we develop a deep knowledge of our customer needs if we do not take proper time, focus and energy on really actively listen to what they have to say.
By doing this, You will become a better listeners and a more critical and creative thinker.

These are the basic elements of what I consider to be an intelligent dialog with customers

Marketers daily face an endless exchange of ideas, messages, and information by dealing with their internal and external network day after day. How well they communicate can help determine whether their companies quickly grow into an industry leader or joins thousands of other businesses stranded in mediocrity.

Marketers, should, therefore, develop a deep understanding about what their customers wants and needs are, about meeting their expectations and key requirements, and ultimately, this focus should be the source of all the inspiration.

It is becoming more and more important to demonstrate your understanding of customers and Your ability to build trust and loyalty with them, and Marketing should be the driving force in every company and be seen as the link to those customers. (Both internally and externally!) Make sure that you have THE right story to tell to Your customers, as we are entering the “Age of the storyteller ” where the biggest challenge facing companies is how to tell, communicate their story in the most compelling, consistent and credible way possible.

Business is comparable to art, it should be seen as a stage, where every sell is a performance and where the customers will meet new selling experiences, will feel motivated and engage to interact with the seller and the desirable result of such an interaction should always be a win-win situation.

Basically companies are what they charge for, by competing solely on a price basis those same companies have been commoditized providing their customers the perception of little or no differentiation to the competition, and adding little value to their offers, be it a product a system or a service.

The challenge for a modern business organisation should be to move to a situation where the customer starts buying from you rather than being sold to . . .

Business as usual is no longer a recipe for success.

Business relationship should be practiced as an act of friendship, rather than merely been seen as a simple process of negotiation. It is about connecting sincerely with people in, a profitable way, but caring for there needs, wishes, and not merely persuading or manipulating them to buy.
If we want to practice value based marketing, than we should realize that the value of product ranges and brands no longer lies just in their capacity to deliver better margins, but in their ability to develop business relationships which deliver the vital assets and resources that make the difference between perishing and prospering.

Therefore, and in order to stay current and close with our customers we should focus on the R of CRM and create a new form of selling “relationship”.

Henrique Plger Abreu has a Master Degree in Business Administration, more than 20 Years of working experience in Sales and Marketing. He is a Public Speaker, Business Consultant and President of the L.T.C. a non Profit Organization.

Delegating authority is essential to effective management and organization. Whether you’re managing a Fortune 500 company, a small home based business or a household full of kids, your success and well-being depends on knowing how to delegate.

Most people try to wear too many hats and end up totally stressed out trying to keep up with their “to do” list. Delegating empowers you. You can not only get a lot more done, but it sets you free to get the right things done. And that can make the difference between success and failure.

Time is money and the secret to effective time management is to prioritize your goals and intentions and make sure you get the most important things done. Delegating allows you to do this. If your time is worth $20 an hour, it makes no sense to personally be doing a job that you can hire someone else to do for $10 an hour. The same principle can be applied in your family. Children can do jobs around the house for a weekly allowance or simply for the privilege of living at home.

And don’t get caught in the trap of thinking - “If I want to get this job done right, I’m going to have to do it myself.” Always remember the management guru Peter Drucker’s axiom - ‘It’s more important to do the right thing than to do things right.”

Effective delegation begins with finding the right person for the job or, if necessary, finding the right job for the person. Communicate clearly what the job responsibilities are, the results you expect and what’s in it for the person doing the job.

As a CEO, manager or parent, you’re still ultimately responsible for the results. Successful delegation, however, expands your power, your effectiveness and your productivity. Rather than spinning your wheels, you can focus your valuable time on the really important priorities - like helping your company or your family to get what they want. And that’s the fun job.

Katie Byrd will take you by the hand and teach you the skills she’s used to journey from a financially strapped, bad credit nightmare to debt free abundant living. To find out more visit: http://abundanceandwealth.bellaonline.com